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Settle Up vs Quits: catalog facts
Settle Up	Quits
Free The homepage lists no prices; check the app stores for any paid features.	Free Free and open source under the AGPL-3.0 licence.
Android, iOS, Web	Android, Web, Self-hosted
Every group member sees the same expense list Minimises the number of payments needed to settle up	Encrypted sync through a relay server Relay server can be self-hosted
Pricing and feature limits are not stated on the homepage Focused on shared costs rather than personal budgeting	Young project with a small user base Fewer features than commercial expense-splitting apps
Downloadable app, Web application	Downloadable app, Web application, Self-hosted
Closed source	Open source
License not stated	License: AGPL-3.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.