Compare software

Settle Up vs Spliit: catalog facts
Settle UpSpliit
Free

The homepage lists no prices; check the app stores for any paid features.

Free

Free to use, with the hosted servers funded by sponsors.

Android, iOS, Web iOS, Web, Self-hosted
  • Every group member sees the same expense list
  • Minimises the number of payments needed to settle up
  • No account and no ads
  • Flexible splits by percentage, shares or amount
  • Pricing and feature limits are not stated on the homepage
  • Focused on shared costs rather than personal budgeting
  • Recurring expenses and AI scanning are still in beta
  • Focused on shared expenses, not full budgeting
Downloadable app, Web application Downloadable app, Web application, Self-hosted
Closed source Open source
License not stated License not stated
Not stated if an account is needed No account needed
Not stated if it works offline Not stated if it works offline

Checked September 24, 2026

Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.