Compare software

Specter Desktop vs Electrum: catalog facts
Specter Desktop	Electrum
Best for: Bitcoin holders running their own node and multisig setup	Best for: Bitcoin holders who want a verifiable, open-source desktop or Android wallet
Free Free and open source.	Free Free and open-source software.
Windows, macOS, Linux	Windows, macOS, Linux, Android
Multisig wallets with hardware signing devices Connects to your own Bitcoin node All 3 strengths for Specter Desktop Multisig wallets with hardware signing devices Connects to your own Bitcoin node Open source, with companion DIY hardware wallet firmware	Reproducible builds signed by several independent builders Available on desktop and Android, including F-Droid All 4 strengths for Electrum Reproducible builds signed by several independent builders Available on desktop and Android, including F-Droid Portable Windows version and runnable from Python source Long development history since 2011
Bitcoin only Assumes familiarity with hardware wallets and running a node	Bitcoin only, no other coins No iOS version
Downloadable app	Downloadable app
Open source	Open source
License: MIT	License not stated
No account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Sources for Specter Desktop specter.solutions Catalog checked September 23, 2026	Official website Full listing and sources Sources for Electrum electrum.org Catalog checked September 23, 2026

“Not stated” means we have not confirmed it. Features can vary by device and plan.