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Specter Desktop vs Ledger Wallet: catalog facts
Specter Desktop	Ledger Wallet
Best for: Bitcoin holders running their own node and multisig setup	Best for: Owners of Ledger hardware wallets managing their crypto
Free Free and open source.	Free The app is free to download; it is built around Ledger hardware, which is sold separately.
Windows, macOS, Linux	Windows, macOS, Linux, Android, iOS
Multisig wallets with hardware signing devices Connects to your own Bitcoin node All 3 strengths for Specter Desktop Multisig wallets with hardware signing devices Connects to your own Bitcoin node Open source, with companion DIY hardware wallet firmware	Transactions are verified and approved on a hardware signer Tracks balances and history across addresses All 3 strengths for Ledger Wallet Transactions are verified and approved on a hardware signer Tracks balances and history across addresses Buy, swap and stake through many third-party providers
Bitcoin only Assumes familiarity with hardware wallets and running a node	Designed around Ledger hardware devices Trading and staking features rely on third-party providers All 3 limitations for Ledger Wallet Designed around Ledger hardware devices Trading and staking features rely on third-party providers Recently renamed, so older guides refer to Ledger Live
Downloadable app	Downloadable app
Open source	Not open source
License: MIT	License not stated
No account needed	Not stated if an account is needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Sources for Specter Desktop specter.solutions Catalog checked September 23, 2026	Official website Full listing and sources Sources for Ledger Wallet shop.ledger.com/pages/ledger-wallet play.google.com/store/apps/details apps.apple.com/us/app/ledger-wallet-crypto-app/id1361671700 Catalog checked September 24, 2026

“Not stated” means we have not confirmed it. Features can vary by device and plan.