Compare software

Spliit vs I Hate Money: catalog facts
Spliit	I Hate Money
Free Free to use, with the hosted servers funded by sponsors.	Free Free and open source, with a free hosted instance.
iOS, Web, Self-hosted	Web, Self-hosted
No account and no ads Flexible splits by percentage, shares or amount	Can be self-hosted Simple project-and-code model for groups
Recurring expenses and AI scanning are still in beta Focused on shared expenses, not full budgeting	Focused only on shared expenses, not full budgeting Minimal interface
Downloadable app, Web application, Self-hosted	Web application, Self-hosted
Open source	Open source
License not stated	License not stated
No account needed	Not stated if an account is needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.