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Spliit vs MoneyBuster: catalog facts
Spliit	MoneyBuster
Free Free to use, with the hosted servers funded by sponsors.	Free Free and open source under the GPL-3.0-or-later.
iOS, Web, Self-hosted	Android
No account and no ads Flexible splits by percentage, shares or amount	Local projects need no server Syncs with self-hosted Nextcloud Cospend or IHateMoney
Recurring expenses and AI scanning are still in beta Focused on shared expenses, not full budgeting	Android only Shared sync requires a Cospend or IHateMoney instance
Downloadable app, Web application, Self-hosted	Downloadable app
Open source	Open source
License not stated	License: GPL-3.0-or-later
No account needed	No account needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.