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Splitwise vs Bily: catalog facts
Splitwise	Bily
Freemium Free to use, with a paid PRO tier for receipt scanning, charts and currency conversion.	Free Free and open source under the GPL 3.0 or later licence.
Android, iOS, Web	Android
Equal, percentage or share-based splits Debt simplification across a group	Focused on a single task: splitting one receipt Open source and available on F-Droid
Receipt scanning and currency conversion require PRO Requires an account and cloud sync	Little documentation on the project page Android only
Downloadable app, Web application, Hosted service	Downloadable app
Closed source	Open source
License not stated	License: GPL-3.0-or-later
Account needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.