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Splitwise vs Family Accounting Tool: catalog facts
Splitwise	Family Accounting Tool
Freemium Free to use, with a paid PRO tier for receipt scanning, charts and currency conversion.	Free Free and open source under the Apache 2.0 licence.
Android, iOS, Web	Web, Self-hosted
Equal, percentage or share-based splits Debt simplification across a group	Tracks internal debt between partners with partially shared expenses Statistics on spending per category and month
Receipt scanning and currency conversion require PRO Requires an account and cloud sync	Needs Java 11 and a separately configured database Docker install is discouraged by the developer for production use
Downloadable app, Web application, Hosted service	Self-hosted
Closed source	Open source
License not stated	License: Apache-2.0
Account needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.