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Sure vs Monarch Money: catalog facts
Sure	Monarch Money
Free Free and open source to self-host.	Paid Paid subscription, with introductory discounts on the first year.
Web, Self-hosted	Android, iOS, Web
Keeps financial data on your own server Net-worth and account tracking in one dashboard	Automatic categorization of connected accounts Shared access for a partner or adviser at no extra cost
Requires running and maintaining your own server Community fork, so documentation may lag behind changes	Requires an account and a paid subscription Financial data is held by a cloud service
Self-hosted	Downloadable app, Web application, Hosted service
Open source	Closed source
License: AGPL-3.0	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.