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Toshl Finance vs Lunch Money: catalog facts
Toshl Finance	Lunch Money
Freemium Paid features are offered with a free trial.	Paid Paid subscription after a 30-day free trial, with the price locked in for life.
Android, iOS, Web	Web
Manual entry or connected accounts Left-to-spend view against a monthly budget	Strong multi-currency support Developer API and rules engine for automation
Data is stored with the service Some features require a paid plan	Paid after the trial Financial data is stored by a hosted service
Downloadable app, Web application, Hosted service	Web application, Hosted service
Closed source	Closed source
License not stated	License not stated
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.