Compare software

TU Expense Tracker vs PennyWise: catalog facts
TU Expense TrackerPennyWise
Free

Free and open source under GPL-3.0-only.

Free

Free and open source under AGPL-3.0-only.

Android Android
  • Imports transaction details from bank SMS alerts
  • Supports merchant categories and purchase splitting
  • Automatic expense tracking from bank SMS
  • No sign-up and no cloud processing
  • Android only
  • Automatic transaction entry depends on receiving bank SMS alerts
  • Requires SMS read permission
  • Only useful if your bank sends transaction SMS
Downloadable app Downloadable app
Open source Open source
License: GPL-3.0-only License: AGPL-3.0
Not stated if an account is needed No account needed
Works offline Works offline

Checked October 8, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.