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Wallos vs Emma: catalog facts
Wallos	Emma
Free The open-source software is available without a license fee. Hosting, hardware and…	Freemium Free to download, with paid membership tiers for additional features.
Web, Self-hosted	Android, iOS
Clear monthly and yearly totals across categories and payment methods Renewal reminders through several notification back ends	Brings several bank accounts into one budget view Tracks bills and subscriptions
Everything is entered by hand; it has no bank or mailbox integration	Requires linking bank accounts to a cloud service Some features are part of paid memberships
Self-hosted, Web application	Downloadable app, Hosted service
Open source	Closed source
License not stated	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Needs internet
Official website Full listing and sources Checked September 22, 2026	Official website Full listing and sources Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.