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WYGIWYH vs ExpenseOwl: catalog facts
WYGIWYH	ExpenseOwl
Free Free and open source under the AGPL-3.0 licence.	Free Free and open source under the MIT licence.
Web, Self-hosted	Web, Self-hosted
Multi-currency support across accounts Custom transaction rules and an automation API	Very quick entry with few required fields Single binary or Docker image with no internet interaction
Opinionated no-budget approach will not suit people who want budgets Requires self-hosting with Docker	Single-user only No budgeting, accounts or search by design
Self-hosted	Self-hosted
Open source	Open source
License: AGPL-3.0	License: MIT
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.