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WYGIWYH vs Lunch Money: catalog facts
WYGIWYH	Lunch Money
Free Free and open source under the AGPL-3.0 licence.	Paid Paid subscription after a 30-day free trial, with the price locked in for life.
Web, Self-hosted	Web
Multi-currency support across accounts Custom transaction rules and an automation API	Strong multi-currency support Developer API and rules engine for automation
Opinionated no-budget approach will not suit people who want budgets Requires self-hosting with Docker	Paid after the trial Financial data is stored by a hosted service
Self-hosted	Web application, Hosted service
Open source	Closed source
License: AGPL-3.0	License not stated
Not stated if an account is needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.