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WYGIWYH vs YAFFA: catalog facts
WYGIWYH	YAFFA
Free Free and open source under the AGPL-3.0 licence.	Free Free and open source under the MIT licence.
Web, Self-hosted	Web, Self-hosted
Multi-currency support across accounts Custom transaction rules and an automation API	No bank connection needed, data stays on your server Multi-currency accounts with daily rate updates
Opinionated no-budget approach will not suit people who want budgets Requires self-hosting with Docker	Requires running a PHP and Laravel server AI document processing needs your own paid API key
Self-hosted	Self-hosted
Open source	Open source
License: AGPL-3.0	License: MIT
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.