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Xero vs Akaunting: catalog facts
XeroAkaunting
Paid

Paid monthly plans with a free trial and introductory discounts.

Freemium

The self-hosted Standard plan is free; other plans and the online service may cost extra.

Web Web, Self-hosted
  • Bank connections for reconciliation
  • Invoicing, bills and payroll in one place
  • Can be self-hosted with source code available
  • Invoicing, expenses and cash flow in one place
  • Subscription only, with no free plan
  • Features and plans vary by country
  • Aimed at business bookkeeping rather than household budgets
  • Some features sit outside the free plan
Web application, Hosted service Web application, Self-hosted, Hosted service
Closed source Closed source
License not stated License not stated
Account needed Not stated if an account is needed
Not stated if it works offline Not stated if it works offline

Checked October 2, 2026

Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.