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Xero vs Frappe Books: catalog facts
Xero	Frappe Books
Paid Paid monthly plans with a free trial and introductory discounts.	Free Free and open source under the AGPL-3.0 licence.
Web	macOS
Bank connections for reconciliation Invoicing, bills and payroll in one place	Keyboard-driven fuzzy search to reach any form Invoices, income and expense tracking in one app
Subscription only, with no free plan Features and plans vary by country	Still at a 0.x version Aimed at small businesses, not larger accounting teams
Web application, Hosted service	Downloadable app
Closed source	Open source
License not stated	License: AGPL-3.0
Account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.