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XPENC vs My Expenses: catalog facts
XPENC	My Expenses
Free Free and open source under the MIT licence, with no ads.	Free Open-source app; paid extras, if any, are not described in the research.
Android	Android
No internet permission in release builds Covers budgets, goals, loans and dues	Stores data locally on the device Supports multiple accounts and budgets
Android only No cloud sync between devices	Android only Little detail available from the homepage
Downloadable app	Downloadable app
Open source	Open source
License: MIT	License not stated
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.