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XPENC vs Oinkoin: catalog facts
XPENC	Oinkoin
Free Free and open source under the MIT licence, with no ads.	Free Free and open source under the GPL-3.0 licence.
Android	Android
No internet permission in release builds Covers budgets, goals, loans and dues	Works without an internet connection No ads
Android only No cloud sync between devices	Focused on expense tracking rather than investments or bank import No cloud sync described
Downloadable app	Downloadable app
Open source	Open source
License: MIT	License: GPL-3.0
No account needed	Not stated if an account is needed
Works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.