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YAFFA vs Budget Board: catalog facts
YAFFA	Budget Board
Free Free and open source under the MIT licence.	Free Free and open source under the AGPL-3.0 licence.
Web, Self-hosted	Web, Self-hosted
No bank connection needed, data stays on your server Multi-currency accounts with daily rate updates	Bank sync through SimpleFIN and LunchFlow Auto-categorisation with a locally trained model
Requires running a PHP and Laravel server AI document processing needs your own paid API key	Automatic bank sync depends on third-party providers Requires hosting your own server
Self-hosted	Self-hosted
Open source	Open source
License: MIT	License: AGPL-3.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.