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YAFFA vs ExpenseOwl: catalog facts
YAFFAExpenseOwl
Free

Free and open source under the MIT licence.

Free

Free and open source under the MIT licence.

Web, Self-hosted Web, Self-hosted
  • No bank connection needed, data stays on your server
  • Multi-currency accounts with daily rate updates
  • Very quick entry with few required fields
  • Single binary or Docker image with no internet interaction
  • Requires running a PHP and Laravel server
  • AI document processing needs your own paid API key
  • Single-user only
  • No budgeting, accounts or search by design
Self-hosted Self-hosted
Open source Open source
License: MIT License: MIT
Not stated if an account is needed Not stated if an account is needed
Not stated if it works offline Not stated if it works offline

Checked October 2, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.