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YAFFA vs Ocular: catalog facts
YAFFA	Ocular
Free Free and open source under the MIT licence.	Free Free and open source under the MIT licence.
Web, Self-hosted	Web, Self-hosted
No bank connection needed, data stays on your server Multi-currency accounts with daily rate updates	Single container that is quick to deploy Multi-year budgets with carry-over
Requires running a PHP and Laravel server AI document processing needs your own paid API key	Budget planning rather than transaction-level bank tracking Export is limited to JSON
Self-hosted	Self-hosted
Open source	Open source
License: MIT	License: MIT
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.