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YAFFA vs WYGIWYH: catalog facts
YAFFA	WYGIWYH
Free Free and open source under the MIT licence.	Free Free and open source under the AGPL-3.0 licence.
Web, Self-hosted	Web, Self-hosted
No bank connection needed, data stays on your server Multi-currency accounts with daily rate updates	Multi-currency support across accounts Custom transaction rules and an automation API
Requires running a PHP and Laravel server AI document processing needs your own paid API key	Opinionated no-budget approach will not suit people who want budgets Requires self-hosting with Docker
Self-hosted	Self-hosted
Open source	Open source
License: MIT	License: AGPL-3.0
Not stated if an account is needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.