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YNAB vs Buckets: catalog facts
YNAB	Buckets
Paid Paid subscription with a free trial that needs no credit card.	Paid One-time $64 license with an untimed free trial, covering all computers in the household.
Android, iOS, Web	Windows, macOS, Linux, Android, iOS
Clear zero-based budgeting method Free trial without a credit card	Finances stay on your own computer One-time payment with no subscription
Subscription required after the trial Method takes active effort to keep up	Closed source Envelope method may not suit every budgeting style
Downloadable app, Hosted service	Downloadable app
Closed source	Closed source
License not stated	License not stated
Account needed	Not stated if an account is needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.