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YNAB vs MoneyCoach: catalog facts
YNAB	MoneyCoach
Paid Paid subscription with a free trial that needs no credit card.	Freemium The homepage does not list prices; check the App Store listing for current costs.
Android, iOS, Web	macOS, iOS
Clear zero-based budgeting method Free trial without a credit card	Apps for iPhone, iPad, Mac, Apple Watch and Vision Pro Apple Pay import and Shortcuts support
Subscription required after the trial Method takes active effort to keep up	Limited to Apple platforms Bank sync covers Europe only
Downloadable app, Hosted service	Downloadable app
Closed source	Closed source
License not stated	License not stated
Account needed	Not stated if an account is needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.