Compare software

YNAB vs Origin: catalog facts
YNABOrigin
Paid

Paid subscription with a free trial that needs no credit card.

Paid

Annual subscription listed at $99 a year, with occasional discounted first-year offers.

Android, iOS, Web macOS, Android, iOS, Web
  • Clear zero-based budgeting method
  • Free trial without a credit card
  • Budgeting, investments and planning in one app
  • Finds recurring subscriptions to cancel
  • Subscription required after the trial
  • Method takes active effort to keep up
  • Paid subscription only
  • Requires linking financial accounts to a cloud service
Downloadable app, Hosted service Downloadable app, Hosted service
Closed source Closed source
License not stated License not stated
Account needed Account needed
Not stated if it works offline Not stated if it works offline

Checked September 23, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.