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Zoho Invoice vs Invoice Ninja: catalog facts
Zoho Invoice	Invoice Ninja
Free Free to use; payment gateway fees may apply.	Freemium Free plan available, with paid plans that carry a 30-day money-back guarantee.
Windows, macOS, Android, iOS, Web	Linux, Web
Free invoicing with online payments and reminders Apps for mobile and desktop as well as the web	Supports many payment gateways for one-click client payments Recurring invoices and auto-billing
Invoicing only; full bookkeeping needs a separate accounting product Requires a Zoho account	Hosted service requires an account Some features are reserved for paid plans
Downloadable app, Web application, Hosted service	Downloadable app, Hosted service
Closed source	Open source
License not stated	License: AAL
Account needed	Account needed
Not stated if it works offline	Not stated if it works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked October 1, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.