Alternatives to Copilot Money
A paid personal finance app for tracking spending, budgets, investments and net worth on Apple devices and web. The listings below can replace it for an important use case. Each note says what changes if you switch.
The original
Copilot Money
A paid personal finance app for tracking spending, budgets, investments and net worth on Apple devices and web.
Replacements
Listings that take over the same core job as Copilot Money.
Monarch Money
A subscription money app that connects your accounts to track spending, budgets, net worth and goals.
Monarch Money is a subscription service on Android, iOS and web that tracks spending, budgets, net worth and goals, with free shared partner access.
YNAB
A subscription budgeting app built around zero-based budgeting, where every dollar is assigned a job.
YNAB is a zero-based budgeting subscription on Android, iOS and web, focused on a hands-on method rather than automatic organisation and investments.
Quicken Simplifi
A subscription budgeting app from Quicken that tracks spending, savings goals, investments and net worth.
Quicken Simplifi is a web subscription app for budgets, savings goals and investment tracking with cost basis and performance, without native Apple apps listed.
Rocket Money
A budgeting app that finds your subscriptions, helps cancel them and tracks monthly spending.
Rocket Money is a freemium budgeting app on Android, iOS and web that focuses on finding and cancelling subscriptions alongside monthly budgets.
PocketGuard
A budgeting app that links your accounts and shows what is left to spend after bills.
PocketGuard is a paid app on web, iOS and Android showing money left after bills, with subscription tracking and a debt payoff planner.
MoneyWiz
A personal finance app for budgets, accounts and bank sync with desktop and mobile versions.
MoneyWiz is a freemium macOS and iOS app with bank sync across 40,000 banks and offline use, syncing through the developer's cloud.
Lunch Money
A web-based budgeting and spending tracker with multi-currency support, bank syncing and a developer API.
Lunch Money is a paid web budgeting tracker with strong multi-currency support, bank syncing, a rules engine and a developer API.
Banktivity
Personal finance software for Mac, iPhone and iPad covering budgeting, investments and net worth.
Banktivity is paid native software for Mac, iPhone and iPad covering budgeting, investments, net worth and retirement planning.
Also worth comparing
These listings name Copilot Money as their own alternative, so the relationship runs both ways.
iFinance 5
Personal finance app for Mac, iPhone and iPad that tracks income, spending and account balances.
Copilot Money adds automated budgets, investment and net worth tracking with a web version, but needs a subscription after the trial instead of a single purchase.
Kubera
A hosted net worth tracker for stocks, crypto, property, debts and other assets in any currency.
Copilot Money is a paid app for Apple devices and web tracking net worth, investments, spending and budgets, with no Android or Windows app.
MoneyMoney
A Mac banking app that collects all bank accounts in one place for transfers, categories and budgets.
Copilot Money is a subscription app for Mac, iPhone, iPad and web that organises transactions automatically and tracks investments, rather than a banking app for transfers.
Tiller
A service that feeds bank transactions and balances into your own Google Sheets or Excel spreadsheets.
Copilot Money is a paid app for macOS, iOS and web with automatic transaction organisation and investment tracking, but has no Android or Windows app.
Similar software
Related functionality, not a direct replacement.
PocketSmith
A budgeting and cash-flow forecasting service that projects account balances into the future.
Credit Karma
Free web service and mobile app for checking credit scores and reports and tracking spending.
Honeydue
A mobile finance app for couples to track shared money, bills and expenses together.
Sharesight
An online stock portfolio tracker that reports performance, dividends and investment tax figures.
