MoneyWiz

A personal finance app for budgets, accounts and bank sync with desktop and mobile versions.

FreemiumProprietarymacOSiOS

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About MoneyWiz

MoneyWiz aims to combine the depth of accounting software with the ease of a personal finance app. It connects to over 40,000 banks in more than 50 countries through four data providers, categorizes transactions automatically, detects transfers and refunds, and reconciles accounts.

The app works offline and syncs through its own encrypted cloud when online. The 2025 version supports current iOS and macOS releases and Apple Wallet, and a public roadmap lists upcoming work. A demo mode lets you explore before entering your own data.

Strengths

  • Bank sync with over 40,000 banks in 50+ countries
  • Works offline and syncs later
  • Same features on desktop and mobile
  • Frequent updates with a public roadmap

Limitations

  • Many features can be more than casual users need
  • Sync relies on the developer's cloud

Details

Pricing
FreemiumFree to download; the fetched page does not list subscription prices.
License
Proprietary
Developer
MoneyWiz
Platforms
macOS, iOS
How it runs
Downloadable app
Works offline
Yes
Best suited for
Apple users who want detailed budgeting with bank sync
Last verified
Added
Provenance
Facts checked against the developer's own pages and store listings, 1 sources on file.

Alternatives to MoneyWiz

Compare all

Software that can replace MoneyWiz for an important use case, and what changes if you switch.

  • Banktivity

    Personal finance software for Mac, iPhone and iPad covering budgeting, investments and net worth.

    PaidProprietarymacOSiOS

    Banktivity is paid Apple-only software for Mac, iPhone and iPad that adds investments, net worth and retirement planning, instead of MoneyWiz's freemium model.

  • Copilot Money

    A paid personal finance app for tracking spending, budgets, investments and net worth on Apple devices and web.

    PaidProprietarymacOSiOSWeb

    Copilot Money is a paid subscription app for Mac, iOS and web with automatic transaction organisation and investment tracking, and it has no free tier after the trial.

  • iFinance 5

    Personal finance app for Mac, iPhone and iPad that tracks income, spending and account balances.

    PaidProprietarymacOSiOS

    iFinance 5 is a one-time purchase for Mac, iPhone and iPad focused on income, spending and balances, with no bank sync mentioned in its listing.

  • Moneydance

    Desktop personal finance software for Mac, Windows and Linux with online banking and investment tracking.

    Moneydance is paid software for Mac, Windows, Linux and mobile with local encrypted storage, transaction download and investment tracking.

  • Quicken

    A long-running desktop personal finance manager for budgets, bills, investments and small business bookkeeping.

    PaidProprietaryWindowsmacOS

    Quicken runs on Windows and macOS and adds bills, investments, taxes and small business editions, as paid proprietary software.

  • MoneyMoney

    A Mac banking app that collects all bank accounts in one place for transfers, categories and budgets.

    PaidProprietarymacOS

    MoneyMoney is a paid Mac-only banking app with transfers, categorisation rules and split bookings, and its material is mainly in German.

  • Money Pro

    A personal finance app for tracking bills, budgets and accounts across desktop and mobile devices.

    Money Pro runs on Windows, Mac, iPhone and Android with a bill calendar and per-period budget limits, though its pricing is not clearly stated.

  • Monarch Money

    A subscription money app that connects your accounts to track spending, budgets, net worth and goals.

    Monarch Money is a paid hosted service on Android, iOS and web that tracks budgets, net worth and goals, with shared partner access at no extra cost.

MoneyWiz as an alternative

Listings that name MoneyWiz as an alternative.

  • Buxfer

    An online money manager for budgeting, forecasting, investment tracking and retirement planning.

    MoneyWiz moves you to macOS and iOS apps with bank sync for over 40,000 banks in 50+ countries, working offline and syncing through the developer's cloud.

Similar software

Related functionality, not necessarily a direct replacement.

  • YNAB

    A subscription budgeting app built around zero-based budgeting, where every dollar is assigned a job.

  • PocketGuard

    A budgeting app that links your accounts and shows what is left to spend after bills.

  • Quicken Simplifi

    A subscription budgeting app from Quicken that tracks spending, savings goals, investments and net worth.

    PaidProprietaryWeb
  • Lunch Money

    A web-based budgeting and spending tracker with multi-currency support, bank syncing and a developer API.

    PaidProprietaryWeb
  • Tiller

    A service that feeds bank transactions and balances into your own Google Sheets or Excel spreadsheets.

    PaidProprietaryWeb
  • Money Manager Ex

    A straightforward personal finance program for accounts, budgets and spending history, storing everything in an encrypted local SQLite file.

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