Alternatives to Goodbudget
An envelope budgeting app for the web, Android and iPhone that syncs budgets across a household. The listings below can replace it for an important use case. Each note says what changes if you switch.
The original
Goodbudget
An envelope budgeting app for the web, Android and iPhone that syncs budgets across a household.
Replacements
Listings that take over the same core job as Goodbudget.
YNAB
A subscription budgeting app built around zero-based budgeting, where every dollar is assigned a job.
YNAB uses zero-based budgeting rather than envelopes, with extensive learning material and apps on Android, iOS and web, but requires a subscription after the trial.
Actual Budget
Envelope budgeting that keeps your data on your own device and syncs between machines without a company in the middle.
Actual Budget keeps envelope budgeting but is free, MIT licensed and local-first, syncing through a server you run, with mobile access through a web app rather than native apps.
Buckets
A private envelope budgeting app that keeps finances on your own computer, sold for a one-time price.
Buckets offers private envelope budgeting kept on your own computer for a one-time price covering the whole household, and is closed source with desktop and mobile apps.
EveryDollar
A zero-based budgeting app from Ramsey Solutions for planning a monthly budget and tracking spending.
EveryDollar from Ramsey Solutions uses zero-based monthly budgeting instead of envelopes, runs on the web with a free account, and holds budget data on its hosted service.
Fudget
A simple monthly budgeting app with manual entry and no bank connections.
Fudget is a plain monthly budget with manual entry and no bank connections, adding Windows and macOS desktop apps and keeping some features in a paid Plus tier.
Monarch Money
A subscription money app that connects your accounts to track spending, budgets, net worth and goals.
Monarch Money is a paid subscription that connects your accounts for automatic categorisation, tracks net worth and goals, and gives a partner shared access at no extra cost.
Toshl Finance
An expense tracker and budget app for Android, iOS and the web with multi-currency support.
Toshl Finance tracks expenses with a left-to-spend view against a monthly budget and multi-currency support on Android, iOS and web, using manual entry or connected accounts.
Spendee
A money manager app for tracking income and expenses, setting budgets and reviewing spending habits.
Spendee is an Android money manager with category budgets and shared wallets for joint expenses, replacing the envelope method with spending breakdowns and budget progress tracking.
Also worth comparing
These listings name Goodbudget as their own alternative, so the relationship runs both ways.
Cashew
An open-source budgeting and expense tracking app built with Flutter for managing budgets and purchases.
Goodbudget is a freemium hosted envelope budgeting app for web, Android and iPhone that shares budgets across a household.
Honeydue
A mobile finance app for couples to track shared money, bills and expenses together.
Goodbudget syncs an envelope budget across a household on web, Android and iPhone, replacing bill comments with shared envelopes, and transaction import requires Premium.
Money Lover
A mobile expense manager and budget planner for recording transactions and tracking savings goals.
Goodbudget uses the envelope budgeting method with budgets shared across a household on web, Android and iPhone, and transaction import requires Premium.
My Expenses
An open-source Android expense tracker with multiple accounts, budgets and local data storage.
Goodbudget switches to envelope budgeting shared across a household on web, Android and iPhone, with data held by the service and imports requiring Premium.
Similar software
Related functionality, not a direct replacement.
Splitwise
An app for splitting shared bills and tracking who owes whom among friends, housemates and groups.
Rocket Money
A budgeting app that finds your subscriptions, helps cancel them and tracks monthly spending.
Tiller
A service that feeds bank transactions and balances into your own Google Sheets or Excel spreadsheets.
PocketGuard
A budgeting app that links your accounts and shows what is left to spend after bills.
KitchenOwl
Shared shopping lists, meal planning and household expense splitting.
