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Actual Budget vs Cashew: catalog facts
Actual Budget	Cashew
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Free Free and open source.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Android, iOS, Web
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Open source with an active history of commits Local SQL storage with optional Firebase sync
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	Maintained mainly by a single developer Sync relies on Firebase
Downloadable app, Self-hosted	Downloadable app, Web application
Open source	Open source
License: MIT	License not stated
No account needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.