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Actual Budget vs Econumo: catalog facts
Actual Budget	Econumo
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Freemium Self-hosting is free under MIT; the hosted cloud version has its own pricing.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Web, Self-hosted
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Shared accounts and budgets for couples and families Multi-currency support
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	No native mobile apps, used through the browser Old Docker Hub image is no longer updated
Downloadable app, Self-hosted	Self-hosted, Hosted service
Open source	Open source
License: MIT	License: MIT
No account needed	Account needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.