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Actual Budget vs EveryDollar: catalog facts
Actual Budget	EveryDollar
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Freemium A free account is available; the fetched page does not detail paid options.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Web
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Straightforward zero-based budgeting method Free account to get started
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	Tied to one budgeting method Budget data is held on a hosted service
Downloadable app, Self-hosted	Web application, Hosted service
Open source	Closed source
License: MIT	License not stated
No account needed	Account needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.