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Actual Budget vs ezBookkeeping: catalog facts
Actual BudgetezBookkeeping
Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Free

Free open-source software with no paid tier.

Windows, macOS, Linux, Android, iOS, Web, Self-hosted Web, Self-hosted
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Your financial records stay on a server you control
  • Docker image and systemd unit for straightforward deployment
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
  • You have to host and maintain the server yourself
  • Entries are recorded by you rather than pulled from a bank
Downloadable app, Self-hosted Self-hosted
Open source Open source
License: MIT License not stated
No account needed Not stated if an account is needed
Works offline Not stated if it works offline

Checked September 21, 2026

Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.