Compare software

Actual Budget vs MyFin Budget: catalog facts
Actual Budget	MyFin Budget
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Free Free and open source under the GPL-3.0 licence.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Android, Web, Self-hosted
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Full budgeting tool alongside expense tracking Batch import from CSV or bank exports
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	Web frontend, API and Android app live in separate projects Requires hosting your own server
Downloadable app, Self-hosted	Downloadable app, Self-hosted
Open source	Open source
License: MIT	License: GPL-3.0
No account needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.