Compare software

Actual Budget vs Sure: catalog facts
Actual BudgetSure
Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Free

Free and open source to self-host.

Windows, macOS, Linux, Android, iOS, Web, Self-hosted Web, Self-hosted
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Keeps financial data on your own server
  • Net-worth and account tracking in one dashboard
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
  • Requires running and maintaining your own server
  • Community fork, so documentation may lag behind changes
Downloadable app, Self-hosted Self-hosted
Open source Open source
License: MIT License: AGPL-3.0
No account needed Not stated if an account is needed
Works offline Not stated if it works offline

Checked September 21, 2026

Checked September 24, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.