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Actual Budget vs Tiller: catalog facts
Actual Budget	Tiller
Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…	Paid Subscription service; the fetched page does not list prices.
Windows, macOS, Linux, Android, iOS, Web, Self-hosted	Web
Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history	Works in Google Sheets and Excel Automatic daily transaction and balance feeds
Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service	Requires comfort with spreadsheets Relies on a bank connection service
Downloadable app, Self-hosted	Hosted service
Open source	Closed source
License: MIT	License not stated
No account needed	Account needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.