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Buckets vs Actual Budget: catalog facts
BucketsActual Budget
Paid

One-time $64 license with an untimed free trial, covering all computers in the household.

Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Windows, macOS, Linux, Android, iOS Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • Finances stay on your own computer
  • One-time payment with no subscription
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Closed source
  • Envelope method may not suit every budgeting style
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Downloadable app Downloadable app, Self-hosted
Closed source Open source
License not stated License: MIT
Not stated if an account is needed No account needed
Works offline Works offline

Checked September 23, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.