Compare software

BuddyActual Budget
Freemium

Free to try, with paid features.

 Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

iOS Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • Shared budgets with synced transactions
  • Simple budget setup
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Only an iOS app is listed
  • Full feature set is not free
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Downloadable app Downloadable app, Self-hosted
Closed source Open source
License not stated License: MIT
Not stated if an account is needed No account needed
Not stated if it works offline Works offline

Checked October 2, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.