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Denaro vs Actual Budget: catalog facts
Denaro	Actual Budget
Free Free and open source.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Linux	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Manages multiple accounts at once Native GNOME app packaged for Flatpak and Snap	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
Linux only in its current form No automatic bank sync	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Downloadable app	Downloadable app, Self-hosted
Open source	Open source
License: MIT	License: MIT
No account needed	No account needed
Works offline	Works offline
Official website Full listing and sources Checked September 23, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.