Compare software

FIRECalc vs cFIREsim: catalog facts
FIRECalccFIREsim
Free

Free to use on the web; no paid tier is mentioned.

Free

Free to use in the browser.

Web Web
  • Tests plans against every historical start year since 1871
  • Shows worst-case outcomes rather than averages
  • Tests withdrawal plans against historical data
  • Runs in the browser with nothing to install
  • Assumes future markets resemble the past
  • Plain, dated interface
  • Focused on US retirement planning
  • Detailed tax modelling lives on the separate FIREproof site
Web application Web application
Closed source Closed source
License not stated License not stated
No account needed Not stated if an account is needed
Needs internet Needs internet

Checked September 24, 2026

Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.