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FIRECalc vs Wealthfolio: catalog facts
FIRECalc	Wealthfolio
Free Free to use on the web; no paid tier is mentioned.	Free The app is free and open source; Wealthfolio Connect is a separate optional service.
Web	Windows, macOS, Linux, Self-hosted
Tests plans against every historical start year since 1871 Shows worst-case outcomes rather than averages	Data stays local with no account Investments, net worth and budgets in one app
Assumes future markets resemble the past Plain, dated interface	Imports rely largely on CSV statements Planning features assume some financial knowledge
Web application	Downloadable app, Self-hosted
Closed source	Open source
License not stated	License: AGPL-3.0
No account needed	No account needed
Needs internet	Works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 23, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.