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Firefly III vs Budget Board: catalog facts
Firefly III	Budget Board
Free Free and open source under the AGPL 3.0. You provide the hosting.	Free Free and open source under the AGPL-3.0 licence.
Windows, macOS, Linux, Web, Self-hosted	Web, Self-hosted
Budgets, categories, tags, bills and recurring transactions in one place Rules that categorise transactions as they arrive	Bank sync through SimpleFIN and LunchFlow Auto-categorisation with a locally trained model
A PHP application with a database that you have to run and update Bank imports need a separate companion tool	Automatic bank sync depends on third-party providers Requires hosting your own server
Self-hosted	Self-hosted
Open source	Open source
License: AGPL-3.0	License: AGPL-3.0
No account needed	Not stated if an account is needed
Works offline	Not stated if it works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked October 2, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.