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hledger vs Prudent: catalog facts
hledger	Prudent
Free Free and open source under the GPL.	Free Free to download and use; the official site offers a download and identifies no paid tier.
Windows, macOS, Linux, Command line	macOS
Data is plain text you own, version-controllable and readable without the software A robust multi-currency double-entry engine accurate to 255 decimal places	Edits plain-text Ledger files Reports update as transactions change
You need to understand double-entry accounting, or learn it as you go The interfaces are deliberately basic compared with commercial finance software	Currently available for macOS only Uses the Ledger accounting format
Downloadable app	Downloadable app
Open source	Closed source
License: GPL-3.0	License not stated
No account needed	Not stated if an account is needed
Works offline	Works offline
Official website Full listing and sources Checked September 21, 2026	Official website Full listing and sources Checked October 8, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.