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HomeBankActual Budget
Free

Free and open source under the GPL.

 Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Windows, macOS, Linux Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • Quick to set up and light on resources
  • Duplicate detection when importing bank statements
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Single-entry bookkeeping, so it is not suitable for business accounts
  • No automatic bank connections
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Downloadable app Downloadable app, Self-hosted
Open source Open source
License: GPL-2.0 License: MIT
Not stated if an account is needed No account needed
Not stated if it works offline Works offline

Checked September 22, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.