Compare software

monetr vs Actual Budget: catalog facts
monetr	Actual Budget
Freemium The hosted service offers a 30-day free trial; self-hosting is free.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Web, Self-hosted	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Budgets for expenses on any recurring interval Shows how much is left over after setting money aside	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
Automatic bank sync depends on Plaid License terms are not stated in the research	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Web application, Self-hosted, Hosted service	Downloadable app, Self-hosted
Closed source	Open source
License not stated	License: MIT
Not stated if an account is needed	No account needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.