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Ocular vs Actual Budget: catalog facts
Ocular	Actual Budget
Free Free and open source under the MIT licence.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Web, Self-hosted	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Single container that is quick to deploy Multi-year budgets with carry-over	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
Budget planning rather than transaction-level bank tracking Export is limited to JSON	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Self-hosted	Downloadable app, Self-hosted
Open source	Open source
License: MIT	License: MIT
Not stated if an account is needed	No account needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked October 2, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.