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OpenBudgeteerActual Budget
Free

Free and open source under the AGPL-3.0 licence.

 Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Web, Self-hosted Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • Envelope-style bucket budgeting similar to YNAB
  • Supports MySQL or MariaDB, PostgreSQL and SQLite
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Some documentation sections are still in progress
  • Requires running your own server
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Self-hosted Downloadable app, Self-hosted
Open source Open source
License: AGPL-3.0 License: MIT
Not stated if an account is needed No account needed
Not stated if it works offline Works offline

Checked October 2, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.