Compare software

PocketGuard vs Actual Budget: catalog facts
PocketGuard	Actual Budget
Paid Paid service that starts with a 7-day free trial.	Free Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…
Android, iOS, Web	Windows, macOS, Linux, Android, iOS, Web, Self-hosted
Shows leftover money after bills and goals at a glance Tracks subscriptions, recurring bills and net worth	Envelope budgeting done properly, not a spending report Local-first, so it works offline and stays fast with long history
Needs access to your bank accounts to work well Paid after the trial	Syncing between devices needs a server, which is a step most apps hide Automatic bank connections depend on your country and a third-party service
Downloadable app, Web application, Hosted service	Downloadable app, Self-hosted
Closed source	Open source
License not stated	License: MIT
Account needed	No account needed
Not stated if it works offline	Works offline
Official website Full listing and sources Checked September 24, 2026	Official website Full listing and sources Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.