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PocketSmithActual Budget
Freemium

Offered on several plans; see the Plans and Pricing page for current tiers.

 Free

Free and open source under the MIT licence. Third-party hosting such as PikaPods or Fly.io…

Web Windows, macOS, Linux, Android, iOS, Web, Self-hosted
  • Forecasts future balances from planned income and spending
  • Connects multiple bank accounts
  • Envelope budgeting done properly, not a spending report
  • Local-first, so it works offline and stays fast with long history
  • Financial data is held by a cloud service
  • Plan details are not listed on the homepage
  • Syncing between devices needs a server, which is a step most apps hide
  • Automatic bank connections depend on your country and a third-party service
Web application, Hosted service Downloadable app, Self-hosted
Closed source Open source
License not stated License: MIT
Account needed No account needed
Not stated if it works offline Works offline

Checked September 23, 2026

Checked September 21, 2026

Catalog facts only. Anything “not stated” is unconfirmed. Check full listings for details.